Questions
What is Debt Confident?
A UK debt-help course and toolkit for iPhone: nine modules, sixteen tools and 28 letter templates, all working offline with your data kept on your device.
What's free and what's paid?
Module 1, the urgent checklist, call scripts, the options finder, benefits check and helplines are free. A one-off £4.99 in-app purchase unlocks Modules 2–9, all tools, the letter builder and your certificate. There is no subscription.
Do I need an account?
No. There are no accounts, no analytics and no advertising. Everything you enter stays on your phone.
Is it debt advice?
No. The app is information, not advice. For free, confidential advice about your situation, contact StepChange, National Debtline or Citizens Advice.
I've changed phone or reinstalled the app.
Tap any locked module, then tap Restore purchase to unlock the full course again at no cost. Your progress is stored on the device it was made on and does not sync between devices.
Are the figures up to date?
When you're online the app fetches the latest fees, limits and helpline numbers. The figures on this website were last checked on 21 September 2026.
Is there an Android version?
Not yet. Debt Confident is an iPhone app. The guides on this website are free for everyone.